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THIS IS NOT INSURANCE. It is a discount plan. The plan provides discounts at certain health care providers for medical services. The plan does not make payments directly to the providers of medical services. The plan Participant is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the Plan. You will receive a discount when you pay at time of service at participating providers.
Your participation in the plan will continue from month to month upon payment of your monthly fee and shall cease upon (i) your failure to make the monthly payment; or (ii) notification in writing (USPS, email or facsimile) if you desire to cancel. You may cancel your membership in the discount medical plan organization within the first thirty (30) days after the effective date of enrollment in the plan and receive a full refund on any fees or dues paid, less the non-refundable processing fee. After the first thirty (30) days, you may cancel participation at any time and if you have pre-paid any membership fees, the prepayment will be refunded on a pro-rate basis for months you have not used. Notification must be received at least fifteen (15) business days in advance of the next billing cycle for you not to be charged for that billing cycle